1 3/4 cups flour
1/2 cup sugar
1 Tbsp. baking powder
1/2 tsp. salt
1/2 cup chocolate chips

1 egg
1/4 cup vegetable oil
1/4 cup milk
1 cup mashed bananas (3 medium)

Mix together dry ingredients: flour, sugar, baking powder and salt.  Stir in chocolate chips. In another bowl, beat egg; stir in oil, milk and bananas.  Pour into a \'well\' in the center of the dry ingredients.  Mix just til moistened.  Pour into greased muffin cups and bake at 350*F for 20 minutes.  Makes 12 muffins.